Frugalwoods

65

A Chainsaw And Other September 2019 Expenditures

Winter is coming and every year, we spend a boatload (an actual, entire boat) of money in preparation. It might cost us less to just burn dollar bills to keep warm. This September was particularly expensive because quite a few non-annual expenses all hit at once. Expenses we incur every two years, every three years, every five years–somehow they all aligned in September 2019. So let’s get to it! Winter Preparations = $$$$$$$ and also $...

119

Reader Case Study: Family of Four Plans a Move from Oregon to Japan

Helen and Earl want to move to Japan! They currently live in Portland, Oregon with their two daughters and are planning to make the leap overseas in the spring of 2021. Helen would like our help thinking through the process of moving and wants to check her financial projections with us. Case Studies are financial (and life) dilemmas that a reader of Frugalwoods sends to me requesting that Frugalwoods nation weigh in. Then, Frugalwoods nation (that’s you!),...

95

How to Thrift Like a Rockstar: Plan Ahead, Buy Ahead and Focus on Depreciation

I’m a known thrifter. Unlike known grifters, this is a good thing. Since becoming Mrs. Frugalwoods, I’ve tried to buy everything second-hand. This doesn’t always work out and sometimes I choose to buy things new (such as my mattress), but on the whole, my household is awash in used goods. Today, I want to talk about three aspects of my buying used strategy (oh yes, it’s a strategy): Focus on things that make the most sense to...

69

This Month On The Homestead: Vegetables, Turkeys, a Ground Hog, and Tractor Maintenance

August 2019 This series has been on hiatus the last few months because I’ve struggled with what to write. I am not a real homesteader. At least, not in the sense that folks expect when they hear the word “homesteader.” It evokes an antebellum existence of no electricity or running water, of growing and raising all of one’s food, of an internet-less, canning jar-laden life. I want to tell you about our month on our homestead,...

91

Reader Suggestions On How To Fight the Pink Tax from Birth Control to Bras

Oh yes, we’re going there today. The “pink tax” refers to the fact that women often pay more for goods and services marketed to them. A 2018 study found that, “…women pay as much as 13 percent more for some categories of products (source: NPR).” Not cool, ladies, not cool at all. This insidious increase in price has been documented in everything from women’s razors to women’s clothing. In some instances, we can just buy...

54

Property Tax And Other August 2019 Expenditures

August 2019 Every August, the tax gender neutral person cometh. We paid our annual property tax bill in full last month, which accounts for $8,634.29 of our August spending. This covers our 66 acre property, including the house and barn. And I have to say, while it’s a lot of money, it’s money I’m happy to spend because property taxes fund crucial public services such as schools. Vermont has high taxes, a fact many folks pointed out when...

127

Reader Case Study: A Baby, A Freelancer, And A Marketing Manager

Mary and John live in a coastal town in northern Massachusetts with their one-year-old daughter. Mary wants a more flexible career that would allow her to spend more time with their daughter. John recently transitioned to freelancing and the couple is trying to figure out how to account for his variable income. Additionally, they’d love to get out of the one-bedroom apartment they rent and into their own home. Case Studies are financial (and life)...

150

How I’m Learning To Love My Body, Find A Middle Ground, And Buy Clothes Without Regret

I was pregnant or breastfeeding for four years. Starting in March 2015, when I got pregnant with Kidwoods, straight through to April 2019, when I weaned a 14-month-old Littlewoods. There was a one-month hiatus in 2017 after I weaned Kidwoods and before I got pregnant with Littlewoods. Other than that, my body’s been in full-time mama territory. Today is an exploration of how my relationship with my body–and by extension, with clothes–evolved as a result...

44

Hedonism, Hard Work And Other July 2019 Expenditures

July 2019 Summer, apparently, is expensive. I think we set a record high for spending in a single month. On the upside? We had a lot of fun. July continued our summer-of-visitors and my in-laws, who were here all month, were generous with their offers of childcare. We took them up on those offers. Every single time. I’m so thankful that our girls have involved, loving, healthy, vibrant grandparents. And I’m so thankful my husband...

148

Reader Case Study: Grandparents In Michigan Contemplate Moving

Debbie and her husband Dan have been married for 32 years and are planning for retirement. At this point, they’re trying to decide if they should sell their current home. The pros and cons look equally matched, so let’s help them out with this choice today! Case Studies are financial (and life) dilemmas that a reader of Frugalwoods sends to me requesting that Frugalwoods nation weigh in. Then, Frugalwoods nation (that’s you!), reads through their situation and...