A note to new readers: while we often delve deeply into financial topics (such as The Privilege of Pursuing Financial Independence and 11 Ways To Be A Frugal Weirdo And Love It), we also like to keep it irreverent and downright silly. Because hey, who doesn’t need an investigative interview series conducted by a dog?! And so, I hope you’ll enjoy Frugal Hound Sniffs! If you’d prefer a more, ahem, financial independence-related post, start here.

Greetings Internet.

Can I cut your hair, pleeez?
I’d like to sniff some cats in person

Frugal Hound, your faithful pet interviewer, reporting for duty. Today it is my distinct houndy pleasure to bring you a sniffing of not one, not two, but THREE interview subject of the cat varietal.

I consider my access to these fair felines to be wonderfully indicative of my reputation for trusted, non-eating journalism. These three cats hail from KaliHawlk.com and were a true treat to chase interview.

1) Who are you? What are you? And who are your parent(s)?

Hi! We’re Sophie, Stormy, and Scout, and we rule the roost at the Hawlk residence. Our mom is Kali of KaliHawlk.com, and she and her human, Kevin, adopted us all as 7 week old kittens. We’re now 2 years old and a lot bigger than we used to be.

Sophie is the princess and the diva. She’s the tabby. She can be sweet with Mom, but pretends other humans don’t exist.

Scout is the loud-mouth in the tuxedo. Someone told our parents that tuxedo cats are talkers, and he lives up to that.

Stormy is the gray and she’s a little more reserved if anyone other than Mom and Dad are around. But when it’s just her and our parents, they say she has the most personality. (But we all have a ton of personality. We’re not your typical felines!)


2) What frugal tips and tricks does your human use in your pet care regime?

Our mom has no shame in admitting that she spoils us. We get fancy food and fancy cat litter and fancy treats. But she’s very good about shopping sales at Petsmart and using coupons. We cost the household about $50 per month to take care of. Not bad for the three of us.

KaliHawlkCats_1Where Mom saves the most is in allowing us to be spoiled indoor cats. Because she doesn’t boot us out the door, we don’t need special flea medication, yearly vaccinations, and we’ve never had to go to the vet (after we got our initial round of shots as kittens, and “got fixed;” we don’t remember much of that but we’re told we stumbled around like drunks for most of the day when our parents brought us home from that one thanks to some extremely strong painkillers).

3) Favorite treat?

We have to pick one favorite? Let’s do three, since there’s three of us here:

  • Blue Buffalo kitty treats
  • Cheese
  • Tuna

We come running and always line up in the same order every time we hear the cheese drawer open in the fridge, or the treat bag rattle, or the tuna can open. Stormy will even give Mom a high-five if it means getting an extra morsel. Show off.

KaliHawlkCats_54) Favorite toy?

We’re not complicated. Boxes are always appreciated. Stuffed mice are fun to play fetch with. Any moving string is subjected to a good pouncing. And we have a special stuffed animal that’s about our size called Frog. We like to drag him around from room to room when the humans aren’t looking so he always shows up in a different place.

5) What’s the most expensive thing you’ve destroyed?

The couch. Our parents have a couch that was a hand-me-down from the people that call us their grand-kitties. We figured it was a challenge when we realized it had withstood 17 years of other cats and dogs and one human kid. We’ve managed to shred the sides of it and tear a hole near the back.

We have a cat tree, scratching post, and plenty of other toys to use to give our claws a good workout — including an old chair that was in way worse shape than the couch — but we figured the couch needed some love too.

Mom and Dad have said the time has finally come to replace it soon and have already threatened us with the squirt bottle if we lay a claw on whatever new couch comes in. We’ll see who cracks first.

6) Most embarrassing moment?

Every time our parents call one of us by anything other than our proper names. Sophie is called “Sofa” because, well, she was the teeniest, cutest little kitten and then, well, let’s just say she put on the freshman 15. Stormy is often called Stormageddon because Mom and Dad are dorks and like watching something called Doctor Who. But she can also put on a really mean face and “give eyes,” and when that happens they refer to her as The KGB Agent. And Scout has a whole list of nonsense names, including Scouter and Clam Chowder.


7) How often do you get a bath and would you say it’s too often?

It seemed like the humans never stopped bathing us when we were kittens. We were adopted from an animal shelter, so we had fleas when they brought us home and the baths helped get those annoying things off. But we also got into more messes when we were little — including that time Scout jumped into a toilet that Mom was trying to clean.

We don’t get baths much now, but we don’t mind water. We like when they turn on the tub and we can drink water from the faucet.

KaliHawlkCats_38) What is your family’s financial plan or goals and how do you contribute?

The family plan is to reach our version of financial independence within 8 years or less. Neither one of our parents want to stop working (and that’s good, they need something to do or else they’d drive us crazy), but they don’t want to be obligated to make a certain amount of income every month because they’ve got to save for their future retirements.

In other words, the financial plan is kinda complicated because it’s a little different than the straightforward goals most other humans have. Here’s what we’ve overheard when they sit down to talk about money:

  • The people want to work to make enough to invest a large amount of money each month in addition to covering expenses.
  • When a magical sum of money is hit, that means Mom and Dad won’t have to work so much because they don’t need to keep saving that large amount of money every month. They only need to make enough to cover living expenses.
  • Then they want to take jobs that allow for lots of freedom and fulfillment without needing a large paycheck. This means they can do things like teach abroad or take seasonal jobs. And Mom can scale up or scale down her business as she likes. They’ve talked about buying an RV and living like nomads with us for a few years when this happens. Mom says we might move abroad, too, if she can figure out a good way to get three cats on a plane without putting us in the cargo hold. We appreciate her consideration, as we would never forgive her for treating us like luggage!
  • Eventually, over time, all that money that was initially put away will compound and grow to the amount they want to live off of when they’re actually ready to fully retire from all jobs.

Does that make sense? We only get about half of it, but we’re not the financial pros here.

Oh, and we contribute by forcing our parents to think practically. They can’t just up and leave us so they have to plan ahead and think about that stuff. Mom’s a little hot headed, so we slow her down. Dad says that’s a good thing.

9) What is your best skill?

Making our parents happy and making them laugh. We regularly interrupt Mom’s workday since she works from home. We demand treats, or playtime. Sometimes she says she doesn’t have the time but she always caves. We always know when the humans are sad or upset and need to laugh or just need something to hug. We always make ourselves available for snuggles or we entertain them by acting crazy.

We make the house a home!


The End

Thank you, cats x 3! I confess that I too give a high-five for not only treats, but for my very meals. The degradation is unspeakable as is the fact that my parents laugh every single time I do it. It’s a tough life we pets live and I’m thankful to you for illuminating some of the more challenging aspects, such as ridiculous nicknames and baths!

Mrs. Frugalwoods here: Many thanks to Kali Hawlk from KaliHawlk.com for assisting her feline tribe with their lovely interview. Kali Hawlk is a financial writer and the marketing manager for XY Planning Network. When she’s not hanging out with the world’s best financial planners, she’s focused on mentoring underemployed and underearning Millennials so they can do more with their money and careers. You can find her on Twitter @KaliHawlk.

P.S. Follow Frugalwoods on TwitterFacebook, and Instagram for even more hilarious photos of Frugal Hound and friends!

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  1. Adoption is the right option! Thank you for saving these lives. Love to see all the kittehs getting along!

  2. I adopted my two cats (now 15!) when I lived in CA, and then we all flew across the country when I moved back to NY. This was a LONG time ago, but we flew on Jet Blue, and they let me keep them in a carrier under the seat in front of me. I gave them a sedative for the flight, but I was really the one who needed it! 🙂

    1. I have looked into that, and Delta (our main airline, since we live in ATL) allows you to “carry on” a pet. We’d have to get a friend to travel with us for the 3rd kitty, but it’s doable! I can imagine I’d be the same way, though.. I’d need the sedative more than the cats!

  3. Oh my goodness!! I had a tuxedo cat that looked JUST like Scout and his name was Bootsy. They could be cousins and now that I think about it Bootsy was born in Georgia so maybe there is some distant connection. They are all so cute though and from one cat household to another, I love it!

      1. They’re the best when they grow up together. We only planned to get 2 so they could entertain each other, but when I went to the shelter to get them they were all three in the same cage and I couldn’t just leave one behind.. so 3 kitties it was!

        1. Awww! I wouldn’t have been able to leave one behind either! How awesome that all 3 are together. My sis-in-law has the other 2 from the litter! It is fun to see them when we visit her place.

  4. Look at those cats! It’s awesome you adopted them all at once. I’m sure it’s been fun to see them grow up together. We have a 5 year-old and a 9-month old so it’s an interesting dynamic as far as how they behave and how they treat each other.

    1. I grew up with two cats and they certainly were a riot together! Cats seem to go best in groups 🙂

  5. Although I am totally a dog person, I love cats with big personalities. And they’re all so cute! I think it’s really sweet that you adopted them all so they could stay together. I’m sure the three of them keep you very entertained!

  6. Please consider bringing your kitties in for a yearly check up. I know indoor kitties live an easy life, but there are so many things that a vet can tell you that cats haven’t quite figured out how to put into words yet. 🙂 A heart murmur, warning signs of diabetes, a rabies vaccine booster, kidney disease … not to mention having annual records will help a vet figure out what could be wrong when you bring them in because they’re acting “off” from their usual behavior. Spending $75ish/cat once a year could prevent spending thousands on surgery or expensive meds later in life, not to mention spare your kitties potential pain and discomfort.

    Oh! and another note, if you’re planning on moving abroad with your kitties they will need (at the bare minimum) up to date rabies vaccines and the documentation that proves this. I have lived in six countries in the last decade and have witnessed too many people having to give their pets up because they didn’t realize they would need proper documentation to move with them. Research the countries you’re thinking about moving to and discuss with your vet what might be needed.

  7. Kitties! So cute! Next time I get a kitten, I’m going to get 2 of the same age.

    And Frugalhound, don’t worry, we still love you too, and congrats on another successful and interesting interview.

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