Author: Mrs. Frugalwoods

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Reader Case Study: Questioning The Financial Future With A Partner In Debt

Olivia recently bought her first home in the DC metro area and she loves her neighborhood and bike commute to her job at a nearby university. However, her boyfriend was fired from his medical residency program last spring and she’s trying to help him figure out his next steps while weighing her own financial goals. Olivia has requested our help in sorting through the complications that have recently arisen in her life. Here’s a boring (but...

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A Kettle And Other November 2019 Expenditures

November 2019 Pants, a kettle, brake parts, and 150 trash bags: a sampling of what we purchased this month. Let’s start with the kettle, which is something of a woeful tale. Here’s a boring (but important) explanation of how Frugalwoods makes money. The Frugalwoods Electric Kettle Longtime readers have been briefed on our adoration of our electric kettle–our erstwhile electric kettle, I should say. We bought this kettle for $93 back on October 12, 2012 and...

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Join the January 2020 Uber Frugal Month Group Challenge!

It’s time, my friends. The sign-up for my free January 2020 Uber Frugal Month Group Challenge (UFM) is HERE!!!! You’ve read the Frugalwoods Case Studies, you’ve seen the UFM testimonials, you look at my monthly expense reports and think “I can spend less than Frugalwoods!,” and now, it’s time. The UFM is your opportunity to put these frugal concepts into practice. The UFM is your chance to lasso your spending, organize your money, and get...

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18 Things To Do On Black Friday Instead Of Shopping

Listen, I know this Friday is Black Friday. And I know a lot of people will go shopping and believe they’re saving money. And I don’t deny there are legit deals to be had the day after Thanksgiving. But here’s the thing: is it worth it to jump into the consumer melee in order to save a few bucks? I posit nope. My Opinions on Black Friday (spoiler: they are not good) Brought to you...

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How We Evaluate Expensive Purchases: Why We Bought A Generator

I reached the limit of my desire to re-enact Little House On The Prairie every time our power goes out. So, we bought a generator. Today I’ll discuss why, what type of generator we got, how to assess a range of price points for the same product, and perhaps most importantly, why we waited four years to make this purchase. The 1870’s: Not For Me I’ve tried living a la the 1870’s and, I’ll be...

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Allspice And Other October 2019 Expenditures

October 2019 When October rolls around, I know it’s time for one thing and one thing only: purchasing an entire pound of Allspice (affiliate link). I know I’m not alone in this. Perhaps you favor ginger or nutmeg in such quantities, but I adore the versatile, flavorful zest of Allspice. Fun fact: Allspice does not contain all spices; it’s made from the dried, unripened berries of the Pimenta dioica plant. I feel better for knowing this...

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Reader Suggestions Of A Frugal Holiday Gift Guide (aka Staying on Budget the Non-Grinchy Way)

There you are, frugaling through the year, with your money on your mind and your mind on your money when, BAM, it’s the holidays and all the cash you saved and scraped is siphoned off into an endless swirl of gift buying, wrapping paper, holiday party hosting, and Christmas tree be-decking. Ahh well, better luck next year, you think as you start January broke, deflated, and feeling ever-more Grinch-like. BUT NOT THIS YEAR! The Frugalwoods...

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Reader Case Study: Should We Buy An Optometry Practice?

Sarah and Jonathan are thinking about buying and running an optometry practice together–she the optometrist, he the office manager. But can they make it work financially and for their two young kids? Case Studies are financial (and life) dilemmas that a reader of Frugalwoods sends to me requesting that Frugalwoods nation weigh in. Then, Frugalwoods nation (that’s you!), reads through their situation and provides advice, encouragement, insight, and feedback in the comments section. For an example, check...

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This Month On The Homestead: Apple Cider, Tomato Sauce, and a Jack O’ Lantern

October 2019 October is the reason why I live in the New England countryside. I mean, I guess there are other reasons, but October ranks pretty high. It’s the most idyllic, most stereotypically “autumn,” most mythologized, most steeped-in-Americana of all the months. And I love it. Welcome to my recurring series in which I document life on our 66-acre Vermont homestead, which we moved to in May 2016 from urban Cambridge, MA.  Wondering about the financial aspects...

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How I (try to) Align My Time and Money With My Highest Priorities

I’m ruthless about how I use my time and money. They’re both limited resources and how I deploy them dictates the type of life I lead. That doesn’t mean I never waste money and time. In fact, it was two recent failures–a $78.59 shopping spree at the co-op grocery store and a dirty upstairs bathroom–that prompted today’s reflection. My Priorities = How I Use My Time and Money When I analyze how I spend my...