Category: Featured

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How to Know Everything About Your Money: Why I Use and Recommend Personal Capital

Knowing where your money’s at is the first step in financial planning. Before you can set goals, panic about having no money, or compliment yourself on your ability to buy a new back scratcher, you’ve got to know: What you earn What you spend Your debts Your assets In other words, your overall net worth! Lucky for us, there’s a FREE service that’ll do all of this for us. It’s called Personal Capital. I talk...

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How to Survive Inflation and Make it Work for You

Inflation is here: it’s large, it’s in charge, it’s up 8.5% as of March 2022, which is the biggest 12-month increase since 1981. Woohoo! Aren’t we lucky! But all is not (totally) lost because inflation doesn’t impact all prices equally. As we’ll explore together today, this is an uneven inflationary period: almost everything is more expensive, but some things are hit harder than others. What Exactly IS Inflation???!!! Before we dive into how inflation affects...

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How I Made $712.59 With My Cash Back Credit Card

Q: What’s the easiest way to earn extra money? A: A cash back credit card! I made $712.59 last year by using my cash back credit card. Not bad for buying stuff I was going to buy anyway! A cash back credit card gives you a predetermined percentage of money back on purchases you make with that card. Some cards offer a flat percentage whereby they give you the same percentage back on every single...

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Raising Awareness About Economic Abuse and Domestic Violence: How You Can Help

Today’s a serious one and includes a content warning: I’ll be discussing domestic violence and intimate partner abuse. So take care and skip this one if you need to. If you’re in an unsafe situation, or know someone who is, you can contact the National Domestic Violence Hotline at 1.800.799.SAFE (7233) or by texting “START” to 88788. I’m writing this not to solve the problem or offer solutions, but to raise awareness. April is financial literacy...

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How I Gave Myself the Gift of Being a Beginner

It’s rare to be a beginner as an adult. As kids, “beginner” described our lives. Everything a kid does is new. They’re inexperienced and unafraid of grabbing a sweet potato and peeler for the first time ever and skimming the blade over the peel without hesitation. But as adults, we almost never put ourselves in the position of not knowing how to do something. We drive our cars via muscle memory, we do the laundry...

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How We’re Establishing a Family Money Philosophy with Our Kids

I have a kid old enough to start learning about money! Of all the parenting milestones we’ve marked over the years, I think I’m the most excited about this one.  You all have been asking me for advice on teaching kids about money for eight years and I’ve demurred because I didn’t know how I was going to teach my own kids about money. Until today! Our oldest child, six-year-old Kidwoods, started asking about money...

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Reader Case Study: Screenwriter + Software Engineer + Baby in Munich, Germany

Jane and her husband Kurt live in Munich, Germany with their six-month-old son, Oskar. Jane works as a software engineer and Kurt is a screenwriter for a popular German television series. The couple love living in Munich, save one fact: Jane is American and her family all live across the pond. Thus, they’re contemplating a move to the Northeastern United States in order to be closer to Jane’s family, in particular, her parents with whom...

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Chicken Feed And Other December 2021 Expenses

We’re building a garage! Well, we’re planning on building a garage. Longtime readers know that one of the downsides of our Vermont homestead is its lack of a garage. Why this place has no garage is a mystery for the ages. My family in California all have garages. My family in North Carolina all have garages. People in Florida have garages! But people in Vermont? Nope. It’s more common to NOT have a garage than...

21

Join the January Uber Frugal Month Group Challenge!

The Uber Frugal Month is BACK! Sign-up now to join me—and thousands of other frugal folks—for my free, month-long money makeover/bootcamp/analysis/party. Starting January 1st, I’ll send you an email a day with specific steps to improve your finances. There’ll be motivational mantras thrown in, but the primary purpose of the UFM is to give you detailed, straightforward, easy-to-follow financial action items. Woohoo! A lot of people (me included!) take the UFM every single year as...

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Mr. FW Retired and We Paid off Our Mortgage: Frugalwoods FIRE is Complete

Two sizable pieces of Frugalwoods-relevant news occurred this past spring: We paid off the mortgage on our primary residence in Vermont! Mr. Frugalwoods retired! These both happened amidst the flurry of the pandemic, our stint as unintentional homeschoolers and, of course, maple sugaring season. I promised to share the details once the sap stopped flowing, we got vaccinated and the kids went to in-person school (PRAISE BE). These two events are correlated since we didn’t...