Comments for Frugalwoods http://www.frugalwoods.com Financial independence and simple living Sat, 17 Feb 2018 04:32:01 +0000 hourly 1 https://wordpress.org/?v=4.8.5 Comment on 8 Money Questions To Ask Your Partner This Valentine’s Day by Jess 4D Frugal http://www.frugalwoods.com/2018/02/12/8-money-questions-to-ask-your-partner-this-valentines-day/#comment-91925 Sat, 17 Feb 2018 04:32:01 +0000 http://www.frugalwoods.com/?p=16645#comment-91925 For my husband and I, we actually do give each other a small ‘allowance’ every month. All of our money is together, and we both discuss all purchases for the family. But in Mint we each have money set aside for if/when we want to purchase a recreational item from which only one of us will get utility or enjoyment. My husband likes video games, so this comes out of his allowance. Craft stuff comes out of mine. This way, we do not have to ask each other if we can buy something for a hobby or guilt trip each other if one person spends $60 semi-regularly and the other buys a $200 something once. If we do not have enough money in our roll-over ‘allowance budget’, we save up for it. We still know when the other person is spending money on something, but we don’t have to ask for permission to do so. It is something that has worked really well for us for almost 7 years.

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Comment on Reader Case Study: From Brooklyn to LA With a Baby by Jess 4D Frugal http://www.frugalwoods.com/2018/02/07/reader-case-study-from-brooklyn-to-la-with-a-baby/#comment-91924 Sat, 17 Feb 2018 04:11:57 +0000 http://www.frugalwoods.com/?p=16590#comment-91924 We bought both of our cars used with cash. I couldn’t recommend it enough. It is great to not have to remember another payment every month and you don’t have to pay the stupid interest.

Kids don’t have to be expensive. I recommend buying everything you need for kids used at consignment sales. We have saved hundreds, if not thousands, of dollars on baby/toddler things from consignment sales. And we can sell them all back to someone else for a similar price to what we paid for it.

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Comment on 8 Money Questions To Ask Your Partner This Valentine’s Day by Kayla http://www.frugalwoods.com/2018/02/12/8-money-questions-to-ask-your-partner-this-valentines-day/#comment-91897 Fri, 16 Feb 2018 18:13:02 +0000 http://www.frugalwoods.com/?p=16645#comment-91897 The right spatula is game-changing. This exact conversation happened at our house two weeks ago. 🙂

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Comment on 8 Money Questions To Ask Your Partner This Valentine’s Day by JD http://www.frugalwoods.com/2018/02/12/8-money-questions-to-ask-your-partner-this-valentines-day/#comment-91532 Fri, 16 Feb 2018 14:17:57 +0000 http://www.frugalwoods.com/?p=16645#comment-91532 I’m sorry to hear that! It was quite a surprise to many people when they divorced, but their kids were not surprised, nor was I, as I had been privy to some of their issues. Still it was very sad. When it came to who gets what, the husband started claiming that since he made all the house payments, he should get the house completely to himself. I guess it never occurred to him that her covering other bills meant he could pay the house payment out of his check. Or that, using his reasoning, since she paid all kid-related bills, she should get total “ownership” of the kids! Her lawyer had to point that out to him. It was bad. I hope and pray you won’t have to go through any of that!

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Comment on 8 Money Questions To Ask Your Partner This Valentine’s Day by Mrs. LSF @ Life, Simply Frugal http://www.frugalwoods.com/2018/02/12/8-money-questions-to-ask-your-partner-this-valentines-day/#comment-91531 Fri, 16 Feb 2018 13:48:14 +0000 http://www.frugalwoods.com/?p=16645#comment-91531 I think another good one – in addition to the long term financial goals – is short term goals as well. When my husband and I first started our journey to financial independence last year, we had a big tune up to do. Things like actually combining our finances, getting rid of the PMI on our mortgage, and opening up a brokerage account with recurring payments, among others. Last year, getting those things set up was the short term goal to set us up for long term success in meeting those 10-20 year goals. I think knowing those short term goals will help make sure you are moving towards those long term goals!

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Comment on Remembering Frugal Hound by Mandy Webster http://www.frugalwoods.com/2018/01/22/remembering-frugal-hound/#comment-91515 Fri, 16 Feb 2018 05:18:57 +0000 http://www.frugalwoods.com/?p=16502#comment-91515 I’m crying my eyes out for you guys. I’m so sorry for your loss. Pets are so precious. My husband and I lost our rescue dog Champ 1.5 years ago and it still hurts. Champ, like Gracie simply isn’t replaceable. I hope we will come around I adopting or fostering but until then we have found peace in donating his items to our local shelter to folks who really appreciated the items , volunteering to walk shelter dogs, organizing a neighborhood donation drive or towels/blankets and sponsoring a senior dog who was just as hopeless as our Champy when I found him at the high-kill shelter. RIP Gracie <3

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Comment on 8 Money Questions To Ask Your Partner This Valentine’s Day by Mr. Income Master http://www.frugalwoods.com/2018/02/12/8-money-questions-to-ask-your-partner-this-valentines-day/#comment-91509 Fri, 16 Feb 2018 00:36:49 +0000 http://www.frugalwoods.com/?p=16645#comment-91509 Completely agree. We both talk to each other about most purchases before going ahead with it. It’s very important to be completely transparent in the relationship.

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Comment on Reader Case Study: At Age 57, It’s Not Over Yet! by Deva http://www.frugalwoods.com/2018/01/12/reader-case-study-at-age-57-its-not-over-yet/#comment-91504 Thu, 15 Feb 2018 22:06:21 +0000 http://www.frugalwoods.com/?p=16229#comment-91504 You’ve done well Lucy. It’s wonderful you have a great relationship with your kids and that you have a house you love, but a few things about your life would make the decision for certain changes pretty easy for me (especially since you’re single and have no one else to take into consideration).
A house is not a home and although moving/downsizing is not an easy thing to do a home is wherever you make it so you can take your love, cherished things and memories with you and leave the “brick and mortar” behind. With that much money/equity invested in the house and the horrendous commute (we recently moved our office to within one mile of our house to get rid of the 7 miles commute that only took 20-ish minutes !) it would be a relatively easy decision, for me, to sell it, invest the proceeds for maximum dividends/interest and then rent an apartment near your work (if you decided to continue working) until you no longer want/need to work. Overnight you’d be a free woman (even though selling, finding an apartment and moving will be overwhelming in the short term).
Once free of the burden of (expensive) home ownership and living close to work you could then decide what else is important to keep or discard or you might even decide to move closer to family (which would be fine, but if you feel you’d like to work I would definitely secure a job there before doing so. At our ages it’s not easy to find employment!).
Good luck on your future. You seem to be a lovely, caring person and I hope everything works out for you whatever you decide to do!

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Comment on How We Broke Our Eating Out Habit In 9 Steps by Mrs. Frugalwoods http://www.frugalwoods.com/2015/07/06/how-we-broke-our-eating-out-habit-in-9-steps/#comment-91466 Thu, 15 Feb 2018 13:06:01 +0000 http://www.frugalwoods.com/?p=6806#comment-91466 We grocery shop once a week and I have a few more recent posts that I think will help answer your questions :):
Our Complete Guide To Frugal, Healthy Eating
How To Stop Eating Out According To Frugalwoods Readers
The Dirty Secret Behind How We Cook At Home

Hope this helps :)!

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Comment on How We Broke Our Eating Out Habit In 9 Steps by Kristine http://www.frugalwoods.com/2015/07/06/how-we-broke-our-eating-out-habit-in-9-steps/#comment-91441 Thu, 15 Feb 2018 06:30:33 +0000 http://www.frugalwoods.com/?p=6806#comment-91441 Do the almonds, granola, pb sandwiches, apple slices etc become dinner? I have a hard time with this because dinners should be warm and hearty. And it’s always on the weekends that we like to actually go venture out somewhere or a theme park and it’s almost always likely we will sit down and eat then head home which is nice because then my husband and I can spend 100%of our attention to our son instead of one of us in the kitchen but at the same time I feel so guilty because I know anything you don’t make at home is very unhealthy. I wish I was better at this whole food thing. It’s my frustration right now. What to make or have ready for breakfast lunch and dinner, every single day, every week, trying to add in new recipes ( hopefully they turn out tasting good), what all the family members don’t like or won’t eat, non processed stuff, what veggies are in season, how much time do I have on this day to make them, what items are on sale (which is all junk stuff 90% of the time) then there’s sports or school activities at night, I could go on for days! How often do you grocery shop and what day(s)? I want to buy all the nice pretty green fresh veggies in the cold section but have no idea how or what to cook them with so my family will eat them. I constantly see grocery lists for healthy foods but ok so what part of those are the breakfast lunch and dinners? What kind of staples do you keep and so that you’re not eating the same foods all the time?

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