Frugalwoods https://www.frugalwoods.com Financial independence and simple living Wed, 28 Oct 2020 13:33:13 +0000 en-US hourly 1 https://wordpress.org/?v=5.4.3 This Month On The Homestead: Pumpkins! Need I Say More? https://www.frugalwoods.com/2020/10/28/this-month-on-the-homestead-pumpkins-need-i-say-more/ https://www.frugalwoods.com/2020/10/28/this-month-on-the-homestead-pumpkins-need-i-say-more/#comments Wed, 28 Oct 2020 13:33:13 +0000 https://www.frugalwoods.com/?p=29793 This Month On The Homestead: Pumpkins! Need I Say More?

September 2020

Our pumpkin crop is in! We (by which I mean I) harvested, rinsed, dried, and carried all the pumpkins from the patch to the house in mid-September. Started from seed in our kitchen last March, our pumpkins thrived and were–somehow–not eaten by a varmint.

I now have pumpkins on every windowsill, each table, in all rooms (bathrooms included) and I am NOT SORRY. I love me a good pumpkin and the fact that I can grow my own is a personal victory. Endless supply of natural fall decor just might be my primary reason for homesteading.

Full crop pictured at right —>

Welcome to my series documenting life on our 66-acre Vermont homestead, which we moved to in May 2016 from urban Cambridge, MA. 

Wondering about the financial aspects of rural life?

Continue reading This Month On The Homestead: Pumpkins! Need I Say More? at Frugalwoods.

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Reader Case Study: Facing A Potential Lay-Off At Age 68 https://www.frugalwoods.com/2020/10/21/reader-case-study-facing-a-potential-lay-off-at-age-68/ https://www.frugalwoods.com/2020/10/21/reader-case-study-facing-a-potential-lay-off-at-age-68/#comments Wed, 21 Oct 2020 08:00:33 +0000 https://www.frugalwoods.com/?p=29723 Reader Case Study: Facing A Potential Lay-Off At Age 68

Lily and her husband Robert are in their late 60s, have been married for 40 years, and planned to retire to a life of travel in 2022. Lily and Robert paid off nearly half a million dollars of debt in their late 50s and since then, have put themselves in a fabulous financial position. However, the pandemic has them questioning their readiness for this move. They’d like our help today determining what to do if Lily is laid off from her job during this recession.

What’s a Reader Case Study?

Case Studies address financial and life dilemmas that readers of Frugalwoods send to me requesting advice. Then, we (that’d be me and YOU, dear reader) read through their situation and provide advice, encouragement, insight, and feedback in the comments section. For an example, check out last month’s case study. Case Studies are updated by participants (at the end of the post) several months after the Case is featured.

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A Dishwasher And Other September 2020 Expenditures https://www.frugalwoods.com/2020/10/15/a-dishwasher-and-other-september-2020-expenditures/ https://www.frugalwoods.com/2020/10/15/a-dishwasher-and-other-september-2020-expenditures/#comments Thu, 15 Oct 2020 13:33:47 +0000 https://www.frugalwoods.com/?p=29658 A Dishwasher And Other September 2020 Expenditures

I’m convinced that large appliances are in league against humans. This month we had to replace our dishwasher and our TV and this is not the first time we’ve had a confluence of such events. Revenge of the Appliances hit back in 2016 when our oven, refrigerator and closet door all broke in the same month. Are these coincidences? Or are they evidence of the tenuous hold we have on our modern world? Whatever the (potentially malicious) underlying cause, we bought a dishwasher and a TV in September.

Dishwasher: F-

I am most displeased with our dishwasher because it was only four years old. Far too young to require replacement, in my opinion. I will give you details in case you yourself happen to be in the market for a new dishwasher. Four years ago, we bought a Whirlpool WDT780SAEM, thinking it would last us a decade (at least).

Continue reading A Dishwasher And Other September 2020 Expenditures at Frugalwoods.

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Reader Case Study: Making Full-Time Farming a Reality in Arkansas https://www.frugalwoods.com/2020/09/30/reader-case-study-making-full-time-farming-a-reality-in-arkansas/ https://www.frugalwoods.com/2020/09/30/reader-case-study-making-full-time-farming-a-reality-in-arkansas/#comments Wed, 30 Sep 2020 12:59:33 +0000 https://www.frugalwoods.com/?p=29560 Reader Case Study: Making Full-Time Farming a Reality in Arkansas

Sara Beth and Colt operate an 80-acre livestock farm in the Arkansas delta with their three dogs. They raise cows and goats, have chickens and ride horses. Running the farm is their dream. The only problem is that it isn’t profitable (yet) and so they’re both working full-time jobs in addition. They’ve asked for our help in figuring out how to make it work financially for Colt to quit his day job and manage the farm full-time.

What’s a Reader Case Study?

Case Studies address financial and life dilemmas that readers of Frugalwoods send to me requesting advice. Then, we (that’d be me and YOU, dear reader) read through their situation and provide advice, encouragement, insight, and feedback in the comments section. For an example, check out last month’s case study. Case Studies are updated by participants (at the end of the post) several months after the Case is featured.

Continue reading Reader Case Study: Making Full-Time Farming a Reality in Arkansas at Frugalwoods.

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This Month On The Homestead: Carrots, Sunflowers, Tomatoes, and Sugar Wood https://www.frugalwoods.com/2020/09/25/this-month-on-the-homestead-carrots-sunflowers-tomatoes-and-sugar-wood/ https://www.frugalwoods.com/2020/09/25/this-month-on-the-homestead-carrots-sunflowers-tomatoes-and-sugar-wood/#comments Fri, 25 Sep 2020 13:34:01 +0000 https://www.frugalwoods.com/?p=29471 This Month On The Homestead: Carrots, Sunflowers, Tomatoes, and Sugar Wood

August 2020

This month on the homestead, last month on the homestead, any month before that… it’s all running together in a stream of continuous, monochromatic green. Nevertheless, I’m thankful to be here, grateful for this space for my children to roam, not to mention I can go outside and scream into the void anytime I want. For example.

August is abundance month, the final burst of life before we turn inward for a fall that always promises to deliver winter before we’re ready.

Welcome to my series documenting life on our 66-acre Vermont homestead, which we moved to in May 2016 from urban Cambridge, MA. Wondering about the financial aspects of rural life? Check out: City vs. Country: Which Is Cheaper? The Ultimate Cost Of Living Showdown as well as my monthly expense reports. Contemplating going rural? Here ya go: Want To Move To The Country?

Continue reading This Month On The Homestead: Carrots, Sunflowers, Tomatoes, and Sugar Wood at Frugalwoods.

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Educational Posters And Other August 2020 Expenditures https://www.frugalwoods.com/2020/09/18/educational-posters-and-other-august-2020-expenditures/ https://www.frugalwoods.com/2020/09/18/educational-posters-and-other-august-2020-expenditures/#comments Fri, 18 Sep 2020 13:25:37 +0000 https://www.frugalwoods.com/?p=29425 Educational Posters And Other August 2020 Expenditures

I dub August “leaning into the pandemic.” No longer in denial, no longer hoping for a swift conclusion, no longer deluding myself that school and daycare will resume anytime soon, I am leaning in baby.

Leaning In Actually Looks Really Boring. Sorry About That.

Me leaning in primarily manifests as really, really boring expenses, but since you’re already reading this, I’ll do my best:

1) Educational Posters.

In acknowledgment of our new role as “homeschoolers,” I bought this set of educational posters (affiliate link). My hope is that my kids will periodically glance at these during breaks from stealing toys from one another (the latest coveted toy being a compost bucket… ). They will then absorb the lessons these saccharine colors and shapes wish to impart.

Of course, in order for this educational model to work (let’s call it “passive learning”), I would need to actually hang the posters on the wall.

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Reader Case Study: Making It Work on a Small Salary in a High Cost of Living City https://www.frugalwoods.com/2020/09/11/reader-case-study-making-it-work-on-a-small-salary-in-a-high-cost-of-living-city/ https://www.frugalwoods.com/2020/09/11/reader-case-study-making-it-work-on-a-small-salary-in-a-high-cost-of-living-city/#comments Fri, 11 Sep 2020 13:08:24 +0000 https://www.frugalwoods.com/?p=29341 Reader Case Study: Making It Work on a Small Salary in a High Cost of Living City

Zaria lives in Seattle, WA where she advises students and leads a graduate program at a local university. She’s done tremendous work over the years to pay off her debt, build up her savings and retirement investments, and create a frugal, sustainable, outdoorsy lifestyle. Now, at 52, she’s looking to the future and would like our help crafting long-term plans as well as assistance navigating our increasingly tech-dependent world (computer nerds, your help is needed today!).

What’s a Reader Case Study?

Case Studies address financial and life dilemmas that readers of Frugalwoods send to me requesting advice. Then, we (that’d be me and YOU, dear reader) read through their situation and provide advice, encouragement, insight, and feedback in the comments section. For an example, check out last month’s case study. Case Studies are updated by participants (at the end of the post) several months after the Case is featured.

Continue reading Reader Case Study: Making It Work on a Small Salary in a High Cost of Living City at Frugalwoods.

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This Month On The Homestead: In The Garden, Picking Berries, Preserving Beans https://www.frugalwoods.com/2020/08/21/this-month-on-the-homestead-in-the-garden-picking-berries-preserving-beans/ https://www.frugalwoods.com/2020/08/21/this-month-on-the-homestead-in-the-garden-picking-berries-preserving-beans/#comments Fri, 21 Aug 2020 14:22:58 +0000 https://www.frugalwoods.com/?p=29194 This Month On The Homestead: In The Garden, Picking Berries, Preserving Beans

July 2020

July is the month we settle into our summer routine. July is when we think the warmth and abundance will stretch into an infinite calendar. We forget about things like cars stuck in snowdrifts.

July is intoxicating with its allure of an endless supply of cucumbers. So intoxicating that I almost give away our winter coats. This July especially, as we remain isolated and socially distanced, we are on our land, in our dirt, our focus grown quite narrow. And I can’t say I mind.

Welcome to my series documenting life on our 66-acre Vermont homestead, which we moved to in May 2016 from urban Cambridge, MA. 

Wondering about the financial aspects of rural life? Check out: City vs. Country: Which Is Cheaper? The Ultimate Cost Of Living Showdown as well as my monthly expense reports.

Contemplating going rural?

Continue reading This Month On The Homestead: In The Garden, Picking Berries, Preserving Beans at Frugalwoods.

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Reader Case Study: Operation Financial and Location Independence! https://www.frugalwoods.com/2020/08/14/reader-case-study-operation-financial-and-location-independence/ https://www.frugalwoods.com/2020/08/14/reader-case-study-operation-financial-and-location-independence/#comments Fri, 14 Aug 2020 12:27:29 +0000 https://www.frugalwoods.com/?p=29116 Reader Case Study: Operation Financial and Location Independence!

Tara and Squash live on the West Coast and are about five years away from reaching financial independence. They would like our help crafting a contingency plan in case one (or both) of them loses their job in light of the pandemic and recession.

What’s a Reader Case Study?

Case Studies address financial and life dilemmas that readers of Frugalwoods send to me requesting advice. Then, we (that’d be me and YOU, dear reader) read through their situation and provide advice, encouragement, insight, and feedback in the comments section. For an example, check out last month’s case study. Case Studies are updated by participants (at the end of the post) several months after the Case is featured. Visit this page for links to all updated Case Studies.

I probably don’t need to say the following because you folks are the kindest, most polite commenters on the internet, but please note that Frugalwoods is a judgement-free zone where we endeavor to help one another, not condemn.

Continue reading Reader Case Study: Operation Financial and Location Independence! at Frugalwoods.

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Washable Markers And Other July 2020 Expenditures https://www.frugalwoods.com/2020/08/07/washable-markers-and-other-july-2020-expenditures/ https://www.frugalwoods.com/2020/08/07/washable-markers-and-other-july-2020-expenditures/#comments Fri, 07 Aug 2020 12:59:53 +0000 https://www.frugalwoods.com/?p=29077 Washable Markers And Other July 2020 Expenditures

Buying Household Supplies In The Time Of A Pandemic

We’ve started ordering all of our household supplies online to limit our exposure to stores. Unfortunately, this seems to be more expensive due to the lack of generic options online. In non-pandemic times, we buy the generic Walmart brand of almost all household supplies, but the generics aren’t always (or ever) available online, so we’ve had to buy name brand laundry detergent, baby wash, floss, hand soap, shampoo, etc. Bummer, but we feel the expense is worth avoiding stores.

We’ve also been buying A LOT more craft supplies for the kids to support our “homeschool” (HAH) efforts, which involve throwing paper and paints on the table and letting them go wild. Yes, they paint each other’s bodies. No, I do not care.

I will say that this lack-of-generic-options provides me an (unwelcome) opportunity to test my theory that generic stuff is THE SAME as name-brand stuff.

Continue reading Washable Markers And Other July 2020 Expenditures at Frugalwoods.

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