Frugalwoods

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Winter Gear And Other January 2022 Expenses

Halfway through the winter and our gear began to give out. We play hard outside year-round and the snow and ice have a tendency to be unkind to clothing (particularly when you draaaggggg your mittens through craggy ice in search of sticks for snowman arms… ). Between snowshoeing, ice skating, sledding and skiing, last month necessitating purchasing: New insulated snow bibs for Nate, aka Mr. Frugalwoods (affiliate link). We join our kids in preferring the full...

185

Reader Case Study: Canadian Atmospheric Scientist and Family

Sidney lives in a west-coast Canadian city with her husband, Steve, and their nine-year-old son. Sidney works as an atmospheric scientist for the federal government and Steve is an analyst, also with the government. They’ve been renting out their basement suite to friends for the last three years, but those friends will be moving abroad in May. Sidney’s grappling with whether or not they need to continue renting out the basement for the income, or...

128

How We’re Establishing a Family Money Philosophy with Our Kids

I have a kid old enough to start learning about money! Of all the parenting milestones we’ve marked over the years, I think I’m the most excited about this one.  You all have been asking me for advice on teaching kids about money for eight years and I’ve demurred because I didn’t know how I was going to teach my own kids about money. Until today! Our oldest child, six-year-old Kidwoods, started asking about money...

269

Reader Case Study: Screenwriter + Software Engineer + Baby in Munich, Germany

Jane and her husband Kurt live in Munich, Germany with their six-month-old son, Oskar. Jane works as a software engineer and Kurt is a screenwriter for a popular German television series. The couple love living in Munich, save one fact: Jane is American and her family all live across the pond. Thus, they’re contemplating a move to the Northeastern United States in order to be closer to Jane’s family, in particular, her parents with whom...

92

Chicken Feed And Other December 2021 Expenses

We’re building a garage! Well, we’re planning on building a garage. Longtime readers know that one of the downsides of our Vermont homestead is its lack of a garage. Why this place has no garage is a mystery for the ages. My family in California all have garages. My family in North Carolina all have garages. People in Florida have garages! But people in Vermont? Nope. It’s more common to NOT have a garage than...

186

Reader Case Study: Nursing Student by Day, Restaurant Worker by Night, Needing to Make Ends Meet

John is in his late twenties and lives in a small southern city in the US along with his cat. He recently made the decision to go back to school to become a nurse. Previously he worked at a nonprofit and, while he was passionate about the mission, the work/life balance wasn’t tenable for the long term. John started his nursing program this month and is also working front-of-house at a restaurant to try and...

15

You Can Still Join the Uber Frugal Month Group Challenge!

Happy New Year and happy day one of the Uber Frugal Month Group Challenge! You can still join the group if you sign up in the box below by 11:59pm ET today (which would be Saturday, January 1, 2022). There’s a lot we can’t control about the New Year: what other people do, nature, our irrational love of Cheetos. One thing we CAN master is our money. We can be the big bosses of our...

87

Reader Case Study: From Ukrainian Immigrant to Published Author to Librarian

Puck works as a librarian and recently settled into a new job and new apartment in Boston, MA. Ve is also a writer and recently had vis first work of fiction published! Vis family immigrated to New York City from Ukraine in the early 90s and vis parents still live there. Today, Puck would like our help determining how to create a sustainable, mindful spending and savings pattern going forward. Ve is deeply generous and...

21

Join the January Uber Frugal Month Group Challenge!

The Uber Frugal Month is BACK! Sign-up now to join me—and thousands of other frugal folks—for my free, month-long money makeover/bootcamp/analysis/party. Starting January 1st, I’ll send you an email a day with specific steps to improve your finances. There’ll be motivational mantras thrown in, but the primary purpose of the UFM is to give you detailed, straightforward, easy-to-follow financial action items. Woohoo! A lot of people (me included!) take the UFM every single year as...

89

The Thanksgiving Turkey And Other November 2021 Expenses

November 2021 was the Month of Cars and Carving I am confident our cars are in a covert coven requiring them to break down in synchronization. Far be it for one car to have an issue and the other car to be fine. Nope. We must have parity in all things and we, the cars, remain unsympathetic to your transportation needs. In the most spectacular break-down I’ve ever experienced, the Prius began emitting an ear-splitting,...