Monthly Archive: January 2021


Reader Case Study: Young Professionals Plan for a Wedding, Gender Confirmation Surgery and Financial Independence

June and Daniel are young professionals living the DINK (dual income; no kids) life in Chicago. While they’re grateful for the higher salaries the city offers, they’re not loving the urban hustle. They have a number of near-terms goals, including celebrating their wedding, gender confirmation surgery for Daniel, buying their own home and eventually, achieving financial independence. But given the pandemic and their uncertainty about staying in Chicago, they’re not sure when any of these...


Dryer Parts And Other December 2020 Expenses

The FINAL month of 2020 was one of gift-buying, food-buying, and tractor repair parts-buying. Also dryer parts. Plus liquor. And some beer. According to our expenses, we were either: a) giving gifts; b) eating and drinking; and/or c) repairing stuff. Sounds about right. A Festive At-Home Christmas We celebrated a quiet, lovely little Christmas at home with just us four. It was sweet, inexpensive and un-stressful. We might do this every year. Our church held...


The Uber Frugal Month Starts Today (and you can still sign-up!)

It’s 2021, baby!!! 2020–that miscreant of a year–is gone. Today we begin the brave new adventure of a wholly transformed life. JK. Life looks exactly the same. BUT, you can start the year off right with the Uber Frugal Month Group Challenge. If you sign-up today (by 11:59pm EST on Friday, January 1, 2021), you’ll be part of the infamous UFM Group Challenge. What makes it a group? Because I SAY it’s a group. Actually,...