Frugalwoods

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Reader Case Study: Working to FIRE in Finland

Jen and her husband Marc live on the west coast of Finland along with their two-year-old son. They recently bought their dream home near the sea and are enjoying their new lifestyle outside of the city. While Jen likes her job as a product champion engineer, she has aspirations to reach FIRE (financial independence, retire early). She’s also interested in pursuing a real estate portfolio, starting by renting out the cottage on their property via...

140

Reader Case Study: Stay Married on Paper or Finalize the Divorce?

Adrianna is a 40-year-old mom to two teenage boys who lives in Richmond, VA. She and her husband recently separated and she’s in the process of figuring out if it’ll make more sense to stay married on paper or finalize their divorce. Along with this question, she’s wondering about beefing up her retirement investments and transitioning to earning a full-time income on her own. She enjoys her part-time, work-from-home position as an administrative assistant, but...

65

The Ballet and Other May 2021 Expenses

May 2021 was the month of the fully vaccinated! Mr. FW and I both got our second shots of the Moderna vaccine, waited the requisite two weeks and then were FULLY VAXXED! The feeling of freedom, the feeling of normalcy creeping back in, the gratitude to the amazing scientists who made mRNA technology possible, is almost overwhelming. My first action as a fully vaccinated individual was to take Kidwoods out on a mommy daughter date!...

117

Reader Case Study: Stuck in Chicago, Longing for Life in The Basque Country

Katie and her husband Jon live in Chicago, IL with their two-year-old daughter Amaia. But Chicago is not where their hearts are. Jon is originally from the Basque Country and the family longs to return. After a brief stint of living there in 2019, they were forced back to the States in order to find better jobs. Now, they’re on a three to five-year trajectory to retire early in Spain. They’ve asked for our help...

146

Reader Case Study: Astronomer and Actor Turns 60 at a Turning Point

Erik is a true Renaissance man who turns 60 this year and finds himself at a turning point. He has a PhD in Dramatic Art, a Master’s in astronomy and an MFA in acting. Erik lives outside of Boston and currently works at a world-class scientific institution focusing on a large data archive for astronomy and astrophysics. In his free time, he builds telescopes, writes poetry, listens to jazz music and spends quality time with...

48

Cattle Panels And Other April 2021 Expenses

April was prep month. Prep for the garden, prep for the chickens, prep for the summer, prep for the bulk food orders. The Chicken Coop! Mr. FW began construction on the chicken coop for our twelve chicks, which arrived last week (peep peep!). We also rounded out our chick supplies with a 50lb bag of starter/grower feed and a metal trash can for food storage to prevent rodentia incursion. Also got a bag of pine...

35

This Month On The Homestead: Starting Seeds and Picking Flowers

April 2021: The End of Sugaring Season Final maple syrup count: we made 19 quarts this year! Our sugaring season is over, thanks to the weather warming up, the trees starting to bud out and–crucially–the fact that we ran out of the filters we use to sift sediment out of the syrup. We boiled sap much later in the season than in past years as the gradation in syrup color reflects. We canned five different...

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How We Buy Cheap Prescription Glasses Online That Fit

Did you know you can buy prescription glasses online? You can! And did you know they are WAY cheaper than glasses bought in a store? They are! Buying glasses (and sunglasses) online is one of those super easy to implement frugal substitutions I love talking about. A frugal substitution is when you find the same product (or service) for a drastically reduced price. This is my favorite type of frugality because you don’t have to...

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Reader Case Study: Breaking the Cycle of Financial Instability

Kayla and her partner Lauren live in Charlotte, NC with their two dogs and one cat. They both work in banking–at the same bank, in fact–and are feeling settled in the home they bought in 2019. Very soon, they plan to have children, which has them reflecting on their financial priorities. While they still have some debt, they’ve done a fantastic job of paying it down over the years. Now, they’re ready to get serious...

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This Month On The Homestead: A Patch of Grass, A Gallon of Maple Syrup and Some Lambs

March 2021 Grass! Grass! In March, we found a patch of grass and stomped around on it for five hours straight. It snowed again a few days later and stole away our grass patch, but we were warmed by the memory of our early spring reverie. Join Me on Zoom on April 28th Ok this is not related to homestead life, but I’m going to be LIVE at the Bigelow Library in April! Actually over...