Frugalwoods

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Walkie Talkies And Other December 2022 Expenses

Ahhh decadent December! Filled with food, wine, life-sized penguin stuffies and dog booties. December always promises to be a high-spend month, but that doesn’t have to spell crisis. If you plan for expensive months, if you calculate what you spend on something like Christmas and save up over the course of a year, you can conclude a month like December with satisfaction as opposed to regret. The goal in all of this–all of this money...

7

Start The New Year In Control Of Your Money

Your money can control you or you can control it. Take charge of your money during the January Uber Frugal Month Group Challenge. There’s still time to join me–and thousands of other frugal devotees–for our month-long journey to financial wellness. While the Challenge technically started yesterday, if you sign-up today you’ll receive the Day One and Day Two emails today and then be on track with the group for the rest of the month. Sign-up...

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Reader Case Study: Firefighter and Teacher Living on a Horse Farm

Marie and her husband Ryan live on a 25-acre horse farm in rural Florida with their 10-year-old son and lab puppy. Ryan, who works as a firefighter, is incredibly handy and built their house 8 years ago. Marie is an elementary school teacher who enjoys her job. The family loves their rural lifestyle and the fact that their extended families live nearby. The only problem is their struggle to live within their means and the...

1

Last Chance To Win A Financial Consult or Spot in a Mastermind Group!

Today’s the last day to sign-up for a chance to win a one-on-one financial consultation with me ($1,500 value!) OR a spot in an Uber Frugal Month Mastermind Group ($300 value!)! If you enter the giveaway, you’ll also be signed-up for my free Uber Frugal Month Challenge, which kicks off on January 1, 2023. The Uber Frugal Month (UFM) Challenge is my free, 31-day, email-based money management bootcamp. You can register for the UFM anytime,...

49

Dog’s Christmas Stocking And Other November 2022 Expenses

November is always a month of celebrations in our family! We hosted Thanksgiving for what we think is the 10th year–although there were a few years off for Covid–and Kidwoods turned seven! Our expenses are always higher in November on account of these festivities and I don’t mind at all. Having the ability to spend on things that matter deeply to me is why I’m frugal. It’s why I track my spending. It’s why I...

6

Take Control of Your Money and Your Life: Join My Free UFM Challenge

The Uber Frugal Month (UFM) January Group Challenge is my free, 31-day, email-based money management bootcamp and sign-ups are now open! You can register for the UFM anytime, but we take it as a huge, frugal group twice every year, in January and July.  I created the UFM to help people: better understand their finances set goals around their money change the way they approach spending and saving The UFM is designed as a spending...

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Reader Case Study: Dutch Welder Dreams of Working Abroad

Jamie lives in the Netherlands and recently completed his degree as an all-around construction worker, with training in welding. He’s currently switching jobs to become a full-time welder and has two job offers he’d like our help deciding between. Additionally, he and his girlfriend dream of living and working abroad some day. Jamie lost his father when he was just 13 and has been working and helping his mother financially since then. At just 21...

9

Give The Gift of Financial Freedom!

Give the gift of financial freedom this holiday season! Do you have a person in your life you keep recommending Frugalwoods to? Do you continually send them links to personal finance articles that they seem to ignore? Does this same person  bemoan that their money is a mess? Do you wish you could stage a financial intervention? Now you can!! I am here for all of your financial intervention needs with… Gift Certificates for Private...

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Reader Case Study: The Financial Reality of Raising High-Needs Kids

Alice and her wife Ann live in a small northern New England town with their two sons and two dogs. Both Alice and Ann are educators and enjoy their work. Their children were adopted from the foster care system and both have significant early childhood trauma. Due to this, they have intensive needs and Alice and Ann have organized their family life around addressing these needs. Practically, this means Alice is the primary at-home parent...

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A DOG! And Other October 2022 Expenses

We Adopted A Dog! I’m thrilled to introduce Genevieve the dog (aka Gigi)!! Frugal Hound 2.0, Gigiwoods, G-dog McHound Face! She’s a rescue so we’re not sure of her exact age or breed, but our vet estimates she’s 6 months old and likely to be 60-70lbs (she’s currently 40lbs). We think she’s a Plott Hound/Black & Tan Coonhound cross, but again, can’t be certain. She has snuggled right into our pack and the girls are...