Monthly Archive: March 2022

92

Reader Case Study: Two Nurses, One Kid and One Cat on the Coast FIRE Path

Peter and his wife, Kim, both work as registered nurses in a medium-sized city in the Eastern United States. They became a family of three when they adopted their daughter, Rachel, in October 2020. Well, family of four including their cat, Pringles. Peter and Kim both enjoy their careers as nurses, but are at a point where they need to step back to part-time work in order to reduce burnout and fatigue and for the...

30

Nothing Much And Other February 2022 Expenses

February was a boring month from the perspective of the old expense report. Not much was purchased aside from the ordinary, which was a kindness to our savings account. No one’s expenses are the same month to month, and I relish a relatively cheap month. I see it as an opportunity to sock more into savings for the inevitable expensive month you just know looms on the horizon. As I’m fond of saying: No one...

79

Reader Case Study: Foresters, Bus Drivers and Farmers in the Upper Peninsula

Sam and her husband John both work as full-time foresters for the federal government and part-time school bus drivers for their local school district. They live in Michigan’s Upper Peninsula on an off-grid hobby farm with their dog, dairy goats, laying hens and Tibetan yaks. Sam’s family lives nearby and they’re very happy with their location and lifestyle. The only problem? Their jobs. Both Sam and John would like to disentangle themselves from their full-time...

74

How We Signed Up for Health Insurance through the Affordable Care Act

Healthcare is no longer tied to your job in the United States. Anyone can get healthcare in our country and you don’t have to go through an employer to do so. This hasn’t always been the case and I, for one, rejoice in the system that makes this possible. This is a system that goes by many names: the Affordable Care Act, the ACA, Obamacare, the Health Insurance Marketplace, a dream come true, etc. I’m...

83

How I Gave Myself the Gift of Being a Beginner

It’s rare to be a beginner as an adult. As kids, “beginner” described our lives. Everything a kid does is new. They’re inexperienced and unafraid of grabbing a sweet potato and peeler for the first time ever and skimming the blade over the peel without hesitation. But as adults, we almost never put ourselves in the position of not knowing how to do something. We drive our cars via muscle memory, we do the laundry...