Today’s goal: Make it easy to do the right thing with your money. The January 2020 Uber Frugal Month Group Challenge* ends today. Congratulations to everyone who participated! A major focus of this month-long challenge is enshrining healthy money habits for the longterm. It’s not good enough to do good with your money one month, you’ve got to do good with your money all the months. That’s the only route to true improvement. Frugality can...
Frugality is not deprivation. At least, not in my opinion. Frugality should be liberating, not restrictive. Frugality should give you options and breathing room and remove the yoke of debt or the stress of living paycheck-to-paycheck. Frugality isn’t meant to punish or induce guilt when you spend money. It’s meant to free you from constant worry about money. Frugality is a mindset that encourages us to evaluate our money based on the following: Am I...
It’s time, my friends. The sign-up for my free January 2020 Uber Frugal Month Group Challenge (UFM) is HERE!!!! You’ve read the Frugalwoods Case Studies, you’ve seen the UFM testimonials, you look at my monthly expense reports and think “I can spend less than Frugalwoods!,” and now, it’s time. The UFM is your opportunity to put these frugal concepts into practice. The UFM is your chance to lasso your spending, organize your money, and get...
I reached the limit of my desire to re-enact Little House On The Prairie every time our power goes out. So, we bought a generator. Today I’ll discuss why, what type of generator we got, how to assess a range of price points for the same product, and perhaps most importantly, why we waited four years to make this purchase. The 1870’s: Not For Me I’ve tried living a la the 1870’s and, I’ll be...
Sarah and Jonathan are thinking about buying and running an optometry practice together–she the optometrist, he the office manager. But can they make it work financially and for their two young kids? Case Studies are financial (and life) dilemmas that a reader of Frugalwoods sends to me requesting that Frugalwoods nation weigh in. Then, Frugalwoods nation (that’s you!), reads through their situation and provides advice, encouragement, insight, and feedback in the comments section. For an example, check...
October 2019 October is the reason why I live in the New England countryside. I mean, I guess there are other reasons, but October ranks pretty high. It’s the most idyllic, most stereotypically “autumn,” most mythologized, most steeped-in-Americana of all the months. And I love it. Welcome to my recurring series in which I document life on our 66-acre Vermont homestead, which we moved to in May 2016 from urban Cambridge, MA. Wondering about the financial aspects...
