Heyo! It’s Cat from Budget Blonde. I’m so excited to be crashing Frugalwoods today, and lucky for you, Mrs. Frugalwoods is crashing my site so you don’t have to go a day without her (whew! I knew you were worried!)
So, while I’m here, I might as well tell you something I’ve never written about before. Yep, in almost 4.5 years of blogging there is one particular story I’ve never told – until now.
I’m always writing about how the hubs and I don’t fight about money. I’ve written post after post about how we consult each other if we spend over $50, how we budget, how we invest, etc.
But, the truth is, it wasn’t always this way.
In fact, once upon a time, we had a pretty big throw down about a bill – a little water bill that is now a bit infamous.
You would think that two people who dated for 4 years before getting married would know a thing or two about having a relationship and having good communication, but no, we had quite a lot to learn especially in the early years. In fact, since we waited until after we got married to move in together, we had an incredible amount of adjustment to go through in that first year. We used to say that first year was the hardest year of marriage we’ve ever had, until this year of course. (Having twins really takes the cake.)
But I get ahead of myself.
So, in our first year of marriage, we moved into our new apartment as a married couple, and as tends to happen when you go about your day-to-day business, we got a bunch of bills. It was double the amount of bills I was used to living by myself, and we were disorganized and kept missing things.
In sum, it was a total mess.
We tried to put something by the door to catch all the mail but we never said who was in charge of what so things got lost.
Surprise surprise one day we got a late notice for our water bill but hey, no problem. Hubs was about to head out the door for work, and I asked him to drop by the company and pay it. He said sure honey and went on his merry way.
I called him later that day and asked him if he paid the bill and he said yes – all bright and cheery like.
I stopped worrying about it and that was that until about two weeks later I got another letter in the mail saying it was our final notice and our water was going to be cut off if we didn’t pay it.
I bet you can guess who didn’t pay the bill, right? It wouldn’t have even been that bad except that he kept insisting he paid it until I actually showed him the letter – then he was busted! Poor hubs!
I have to say though, hubs has a lot of charm (all southern men do) and so he was rather adorable about the whole thing so it was hard for me to be mad at him. He said he felt so badly – like it was his first task as “The Husband” and he failed. It turns out he was on his way to work but got an emergency call (he was working in organ donation at the time) and got diverted. He said he kept meaning to go back and pay it again and again but he never could get back over to the company. He didn’t want me to be disappointed in him so said he paid it thinking it would be no problem to get to it.
I don’t remember what happened but it eventually did get paid, and it didn’t take long for me to take over paying all of our bills. Plus, just two months after that incident, in an effort to get organized and committed to saving money, I started Budget Blonde which is now my full time career.
Hubs and I laugh about the water bill incident now. We’ve been married almost 5 years and in that time, a ton has happened. For one, hubs got accepted to medical school and is just about the most responsible and on time person I’ve ever come across now. He has far surpassed me in reliability and last night he even delivered his first baby at the hospital. So, needless to say, other people are trusting him with their lives so I pretty much trust him with the bills now and again. 😉
Anyway, I hope this shows that even if you start off on the wrong foot, even if you and your spouse don’t agree about money at fist, a few years of working together can really help you overcome some of the biggest money hurdles and even little ones, like that pesky water bill.
Mrs. Frugalwoods here: I’d like to thank Cat for sharing her water bill incident and for inviting me to swap marriage-related posts with her today! You can check out my post, Go On A Finance Date: It’s Sexier Than It Sounds, over on Budget Blonde. I am deeply honored that Cat was interested in collaborating with me as she runs a fabulously successful and well-respected blog. Thank you, Cat!
In other news, our friends at Cash Cow Couple are running this feature today on successful professional women and Cat is featured. Somehow I am too. I am in fact a woman, so one out of three ain’t too shabby.