Monthly Archive: December 2021

85

Reader Case Study: From Ukrainian Immigrant to Published Author to Librarian

Puck works as a librarian and recently settled into a new job and new apartment in Boston, MA. Ve is also a writer and recently had vis first work of fiction published! Vis family immigrated to New York City from Ukraine in the early 90s and vis parents still live there. Today, Puck would like our help determining how to create a sustainable, mindful spending and savings pattern going forward. Ve is deeply generous and...

20

Join the January Uber Frugal Month Group Challenge!

The Uber Frugal Month is BACK! Sign-up now to join me—and thousands of other frugal folks—for my free, month-long money makeover/bootcamp/analysis/party. Starting January 1st, I’ll send you an email a day with specific steps to improve your finances. There’ll be motivational mantras thrown in, but the primary purpose of the UFM is to give you detailed, straightforward, easy-to-follow financial action items. Woohoo! A lot of people (me included!) take the UFM every single year as...

89

The Thanksgiving Turkey And Other November 2021 Expenses

November 2021 was the Month of Cars and Carving I am confident our cars are in a covert coven requiring them to break down in synchronization. Far be it for one car to have an issue and the other car to be fine. Nope. We must have parity in all things and we, the cars, remain unsympathetic to your transportation needs. In the most spectacular break-down I’ve ever experienced, the Prius began emitting an ear-splitting,...

95

Reader Case Study: Nurses in Oregon Near Retirement

Eva and her husband Patrick live in Central Oregon where they both work as nurses. Their two children are now grown and Eva and Patrick are nearing traditional retirement age. Eva is concerned they may be behind on their retirement savings and would like our help analyzing their assets. A major concern for the couple is a family history of Alzheimer’s on Patrick’s side. Eva would like him to be able to retire sooner rather...

21

These Two Months On The Homestead: October Apple Cider and November Snow

October and November 2021 These are the tipping point months. The months that descend into true, deep, orange fall and coast through a rough outline of winter. Leaves are loud in October–they change, they fall, they take up all the space, they are glorious. November brings a more reserved beauty, forcing us to notice the contours of denuded trees, to hear the tingle of ice-encased branches tapping their nearest neighbors, squeaking out the soundtrack of...