Frugal Hound Sniffs: Gen Y Finance Guy
A note to new readers: while we often delve deeply into financial topics (such as The Privilege of Pursuing Financial Independence and 11 Ways To Be A Frugal Weirdo And Love It), we also like to keep it irreverent and downright silly. Because hey, who doesn’t need an investigative interview series conducted by a dog?! And so, I hope you’ll enjoy Frugal Hound Sniffs! If you’d prefer a more, ahem, financial independence-related post, start here.
Frugal Hound here–your trusted and intrepid source for interviews by pets, for pets. Warmth has come to my normally frigid northeast clime and I recently basked in some grass. Here is a photo of me looking great in the grass. I know you’ll enjoy it because I am a gorgeous hound. Today, I have the privilege of sniffing another gorgeous hound, Buddy from Gen Y Finance Guy. Buddy frolics in balmy temps year round and has the photos to prove it. I hope you’ll join me in exuberantly sniffing Buddy!
1) Who are you? What are you? And who are your parent(s)?
My name is Buddy and I’m an Aussie/Husky mix. I live in sunny Southern California (or SoCal for my boys that are reading this right now). As you can see from my picture below, I tend to have a lot of fun running around the hills, especially after a good rain (which we rarely get around here). I heard my parents talking about some water shortage, but it hasn’t seemed to have any effect on my life just yet.
My “pop” is the blogger behind Gen Y Finance Guy and is, for the most part, a pretty chill dude. Don’t tell him I told you this, but I pretend to be really into our discussions on the financial markets in order to get a few extra minutes of Frisbee time. He tends to nerd out a lot on all things finance, which I couldn’t really care less about. Life is just way too short, and I would much rather be chasing a ball or a catching a Frisbee mid-air. He can’t help it, but I still love him. And let’s be real, I have to humor him – someone in the family has to figure out how to keep food in my bowl and replace worn out balls and Frisbees. I let him think he’s in charge when I’m really just playing him like a fiddle.
My mom doesn’t blog, but she spends a lot of time on Pinterest (you know that DIY stuff). She is always down to cuddle and take a nap with me on the couch.
My parents like to take me to dog beach to soak up the sun and catch a few waves with my homies. They don’t really dress me up much because I was born with a pretty good looking coat (if I do say so myself).
2) What frugal tips and tricks do your human use in your pet care regime?
After talking with Frugal Hound pre-interview, I wasn’t sure what I could share here. I tend to think I am kind of spoiled. But then I got to thinking that there are plenty of things my parents do to stay frugal. They pay up for the good stuff when it comes to food. I get Blue Buffalo and my favorite is lamb and brown rice. But in order to keep costs a bit lower, they order it on a recurring monthly subscription with Petco to get free delivery and 15% off.
My pops also takes me out for two 30-45 minute walks every day in the hills or around the neighborhood. Usually it’s the hills in the morning and the neighborhood in the evening.
They try to take me on all their vacations, but when I am not allowed, they let me stay with my grandparents. I love it there because they have 5 acres with an avocado grove. Let’s just say I eat my fair share of the deliciousness that is an avocado. And the best part is they are absolutely FREEEEEEEE. I am not kidding, it is like an all you can eat buffet with over 400 trees on the property.
3) Favorite treat?
I got my pop’s taste buds. I absolutely salivate over ribeye steak. I like it rare, but because my pops likes it medium rare, I tend to settle for that… since they are his scraps I’m getting after all. Can I be honest for a minute? I pretty much love anything my mom and dad are eating. You know what they say, “beggars can’t be choosers.” So I am not exactly begging per se, but you could say I have mastered the puppy dog look that just melts my parents’ hearts.
4) Favorite toy?
Is it weird that I love ducks? I am so fascinated with the squeaking noises they make. I also like to cuddle with them.
5) What’s the most expensive thing you’ve destroyed?
My parents still don’t believe me, but one day they came home from work and found woodchips all over the floor. Those woodchips belonged to the ottoman that they liked to put their feet up on when they were chilling on the couch. I tried to explain to them that I had blacked out and then, next thing you know, I woke up to this huge mess. I literally had no recollection of what had happened. These days I own up to it… the things you do as a puppy, you know? They have since forgiven me. Luckily, my Gramps was able to fix it with his handy wood-working skills.
6) Most embarrassing moment?
It was this past Halloween and my sister Daisy and I were supposed to dress up as Ninja Turtles. It’s not that I was embarrassed to be seen in the Ninja Turtle costume, because I thought I looked pretty good as Raphael. The embarrassing part was that I had to take my little sister around with me to all the neighbors’ houses. She’s such a spaz and didn’t even wear the face mask, so everyone could totally tell who she was!
7) How often do you get a bath and would you say it’s too often?
Luckily it’s not too often. I hate baths, at least the kind where my dad grabs a hose and lathers me up with a bunch of shampoo. Dogs are meant to be dirty (see picture above). They don’t call me Muddy Buddy for nothing. Now there is one type of bath I love – and that happens at Grandma and Grandpa’s house. When I get dirty running around the property, they just make me jump in the pool. I get out, shake off, and I’m as good as new.
8) What is your family’s financial plan or goals and how do you contribute?
My dad talks about their plan to pay the mortgage off in 7 years (before they’re both 35). They have this whole strategy outlined that my pop likes to call the “Pay More Tomorrow Plan.” Basically they use their raises or increases in income to throw extra money at the mortgage. You can read about it if you want to find out the nitty-gritty details. Then, the plan is to eventually migrate to a life as full-time lifestyle entrepreneurs, whatever that means.
My dad has this HUGE goal to build a net worth of $10M by the time he’s 48 years old. Most people think he’s crazy and question why he needs all that money. But let’s just say he has his reasons. And people don’t know my dad like I do. When he sets his mind to something, he has a tendency to find a way to make it happen.
As for my contribution, I keep him balanced. Without me, my mom, and my sister, he would probably work all the time. We remind him to stop and smell the roses and to chill out sometimes.
9) What is your best skill?
FRISBEEEEEEEEEEE! Not to toot my own horn, but toot toot toot!!! There is nothing more satisfying than catching a Frisbee mid-air, especially when there’s an audience to witness my skills. My dad wouldn’t let me include a video he took to showcase my skills, because he said it might come across as arrogant. He probably knows best, but please know that I was just excited to show you my skills. I am thinking about starting a YouTube channel so keep a look out.
10) Has your sister every taken you down?
Hi everyone, Buddy’s sister Daisy here! I think this picture says it all…sorry big bro… I had to!
Like my dad always says….
Thank you, Buddy! I must say, that Ninja Turtles costume is quite dashing. I myself have been known to rock an outfit from time to time and that one is downright impressive.
Mrs. Frugalwoods here: Many thanks to Gen Y Finance Guy for assisting Buddy with his doggone good interview. Gen Y Finance Guy is a blogger, investor, entrepreneur, finance geek, fitness fanatic, and opportunist. His mission is to humanize finance, build wealth, and reach financial freedom.