Author: Mrs. Frugalwoods

29

Wooden Eggs And Other September 2021 Expenses

September 2021 Our chickens graced us with their first egg, which made us realize that if we don’t want to go on a daily Easter egg hunt, we needed a way to kindly suggest where they might like to deposit. Enter these wooden eggs (affiliate link). Much like real eggs, they are oval and brown and nestled into the nesting box of our chicken coop, in the hopes of encouraging their factual counterparts to join...

77

Reader Case Study: Former Commercial Fisherman, Future Travel Nurse, Adventurer Always

Amy is a former commercial fisherman and wildland firefighter turned nurse. After working on the frontlines of the pandemic in North Central Washington, this month she began her first travel nursing assignment. As she embarks on this new career path, she’s examining her finances–including her recent purchase of her first home–with the goal of making sustainable, long-term decisions about her future. Amy is a wilderness lover and adventurer and does just about every outdoor sport...

136

Reader Case Study: A PhD in English Lit Enters an Uncertain Job Market

Sara is a PhD student in English Literature at a university in the midwest. She’ll graduate with her doctorate this May and would like our help determining what to do next. Sara notes, “In addition to the poor job market, I’m skeptical of academic work culture, and uncertain if I want to commit myself to a life of 80 hour work weeks and unending pressure to publish and produce. I love teaching, my intellectual community,...

59

Backpacks And Other August 2021 Expenses

August transitioned us to fall, to school, to a more sedate pace. The guests all went home, the kids are back to their regular and rightful bedtime and I pulled out my tacky fall decor. Don’t Forget about Property Taxes! Last week I shared the details of our mortgage pay-off and this week brings our annual property tax expense. For truly, the gifts of home ownership never end ;). Property tax is one of those...

293

Mr. FW Retired and We Paid off Our Mortgage: Frugalwoods FIRE is Complete

Two sizable pieces of Frugalwoods-relevant news occurred this past spring: We paid off the mortgage on our primary residence in Vermont! Mr. Frugalwoods retired! These both happened amidst the flurry of the pandemic, our stint as unintentional homeschoolers and, of course, maple sugaring season. I promised to share the details once the sap stopped flowing, we got vaccinated and the kids went to in-person school (PRAISE BE). These two events are correlated since we didn’t...

125

Reader Case Study: Living in Lakewood, Longing for More Space and Time

Eve and her husband Gordon live in Lakewood, Colorado–a suburb of Denver–along with their two young sons and one guppy fish. Eve works part-time as a marketer and Gordon works full-time as an engineer. Four years ago they began working towards financial independence and an early semi-retirement. They’d like to have more time to spend with their sons and in the outdoors! Eve and Gordon are now debating selling their home and buying something cheaper...

51

Tractor Repair And Other July 2021 Expenses

July 2021 Well, this is it. This is the month I transform from Frugalwoods to Spendywoods. The post-pandemic celebration of being alive continued in July and WOW can you tell from our expense report. I’m embarrassed to publish our expenses on spendy months because I feel like I’m supposed to always show up with the lowest expenses, the best frugal tips and an espousal of the joys of never spending money. But that’d be disingenuous....

46

These Three Months On the Homestead: May Flowers, June Berries and July Chickens

May, June and July 2021 I have not disappeared into the woods. Or lost my internet connection. Or forgone my enthusiasm for inundating the internet with chicken photos. I’ve just been…. busy! Not even an interesting or original excuse, but the plain truth. I didn’t anticipate or prepare for the fantastic upending of our routines brought by this summer. As I shared in my last Monthly Expense Report, it was a summer of visitors and...

65

Reader Case Study: Full-time Dog Trainer Needs More Space for… Dog Training!

Birdie and her husband Allan live in Gaithersburg, Maryland where they both own their own businesses and work from home. Birdie is a dog trainer and, at present, their condo is not cutting it in terms of space and outdoor access. Birdie specializes in a board-and-train model, which means she and Allan have a delightful (though often noisy) assortment of hounds living with them at all times. She loves and prefers this mode of training,...

79

A Haircut And Other June 2021 Expenses

June was the month of post-vaccination celebration! And yes, I realize it’s almost August and I’m just now writing about June, but we’ve been a tad busy, in a wonderful way. All manner of family visited in June (and July), we hosted, we dined, we went out to restaurants (!!!!). It was glorious. After the 15-month drought of isolation, which involved not seeing any of our family members, this summer is a warm balm of...