Author: Mrs. Frugalwoods

63

Reader Case Study: Facing A Potential Lay-Off At Age 68

Lily and her husband Robert are in their late 60s, have been married for 40 years, and planned to retire to a life of travel in 2022. Lily and Robert paid off nearly half a million dollars of debt in their late 50s and since then, have put themselves in a fabulous financial position. However, the pandemic has them questioning their readiness for this move. They’d like our help today determining what to do if Lily...

98

A Dishwasher And Other September 2020 Expenditures

I’m convinced that large appliances are in league against humans. This month we had to replace our dishwasher and our TV and this is not the first time we’ve had a confluence of such events. Revenge of the Appliances hit back in 2016 when our oven, refrigerator and closet door all broke in the same month. Are these coincidences? Or are they evidence of the tenuous hold we have on our modern world? Whatever the...

137

Reader Case Study: Making Full-Time Farming a Reality in Arkansas

Sara Beth and Colt operate an 80-acre livestock farm in the Arkansas delta with their three dogs. They raise cows and goats, have chickens and ride horses. Running the farm is their dream. The only problem is that it isn’t profitable (yet) and so they’re both working full-time jobs in addition. They’ve asked for our help in figuring out how to make it work financially for Colt to quit his day job and manage the...

31

This Month On The Homestead: Carrots, Sunflowers, Tomatoes, and Sugar Wood

August 2020 This month on the homestead, last month on the homestead, any month before that… it’s all running together in a stream of continuous, monochromatic green. Nevertheless, I’m thankful to be here, grateful for this space for my children to roam, not to mention I can go outside and scream into the void anytime I want. For example. August is abundance month, the final burst of life before we turn inward for a fall...

78

Educational Posters And Other August 2020 Expenditures

I dub August “leaning into the pandemic.” No longer in denial, no longer hoping for a swift conclusion, no longer deluding myself that school and daycare will resume anytime soon, I am leaning in baby. Leaning In Actually Looks Really Boring. Sorry About That. Me leaning in primarily manifests as really, really boring expenses, but since you’re already reading this, I’ll do my best: 1) Educational Posters. In acknowledgment of our new role as “homeschoolers,”...

200

Reader Case Study: Making It Work on a Small Salary in a High Cost of Living City

Zaria lives in Seattle, WA where she advises students and leads a graduate program at a local university. She’s done tremendous work over the years to pay off her debt, build up her savings and retirement investments, and create a frugal, sustainable, outdoorsy lifestyle. Now, at 52, she’s looking to the future and would like our help crafting long-term plans as well as assistance navigating our increasingly tech-dependent world (computer nerds, your help is needed...

83

This Month On The Homestead: In The Garden, Picking Berries, Preserving Beans

July 2020 July is the month we settle into our summer routine. July is when we think the warmth and abundance will stretch into an infinite calendar. We forget about things like cars stuck in snowdrifts. July is intoxicating with its allure of an endless supply of cucumbers. So intoxicating that I almost give away our winter coats. This July especially, as we remain isolated and socially distanced, we are on our land, in our...

209

Reader Case Study: Operation Financial and Location Independence!

Tara and Squash live on the West Coast and are about five years away from reaching financial independence. They would like our help crafting a contingency plan in case one (or both) of them loses their job in light of the pandemic and recession. What’s a Reader Case Study? Case Studies address financial and life dilemmas that readers of Frugalwoods send to me requesting advice. Then, we (that’d be me and YOU, dear reader) read...

96

Washable Markers And Other July 2020 Expenditures

Buying Household Supplies In The Time Of A Pandemic We’ve started ordering all of our household supplies online to limit our exposure to stores. Unfortunately, this seems to be more expensive due to the lack of generic options online. In non-pandemic times, we buy the generic Walmart brand of almost all household supplies, but the generics aren’t always (or ever) available online, so we’ve had to buy name brand laundry detergent, baby wash, floss, hand...

83

This Month On The Homestead: Who Wore It Best? Plus a Fire Pit and Some Radishes

June 2020 The first of the first comes ripe in June and oh how we feast. Or rather, oh how the kids feast. If anything actually makes it inside, it’s a summer miracle. Here’s what the girls ate straight from the garden in June: Snap peas!!! Ya’ll, I am on fire with this garden. I mean, on water? To be clear, fire is not ideal for a garden. I’ve been babying our pea pods for...