Author: Mrs. Frugalwoods

65

A Chainsaw And Other September 2019 Expenditures

Winter is coming and every year, we spend a boatload (an actual, entire boat) of money in preparation. It might cost us less to just burn dollar bills to keep warm. This September was particularly expensive because quite a few non-annual expenses all hit at once. Expenses we incur every two years, every three years, every five years–somehow they all aligned in September 2019. So let’s get to it! Winter Preparations = $$$$$$$ and also $...

119

Reader Case Study: Family of Four Plans a Move from Oregon to Japan

Helen and Earl want to move to Japan! They currently live in Portland, Oregon with their two daughters and are planning to make the leap overseas in the spring of 2021. Helen would like our help thinking through the process of moving and wants to check her financial projections with us. Case Studies are financial (and life) dilemmas that a reader of Frugalwoods sends to me requesting that Frugalwoods nation weigh in. Then, Frugalwoods nation (that’s you!),...

95

How to Thrift Like a Rockstar: Plan Ahead, Buy Ahead and Focus on Depreciation

I’m a known thrifter. Unlike known grifters, this is a good thing. Since becoming Mrs. Frugalwoods, I’ve tried to buy everything second-hand. This doesn’t always work out and sometimes I choose to buy things new (such as my mattress), but on the whole, my household is awash in used goods. Today, I want to talk about three aspects of my buying used strategy (oh yes, it’s a strategy): Focus on things that make the most sense to...

107

My Frugal, Healthy, Easy $1.15 Quinoa Lunch Recipe

My Quinoa Lunch has been described as rice-n-beans 2.0. And for good reason. Four years ago, I brought you our epically frugal rice-n-beans recipe, which is what we used to eat for lunch. Over time, Mr. Frugalwoods and I grew tired of the rice-n-beans routine and craved something novel. We’ve eaten many a thing for lunch over the years and will surely continue our culinary explorations in the future. For now, I’ve landed on a...

208

Toxic Positivity and What I Thought Having Kids Would Be Like (versus what it’s actually like)

Before having kids, I knew a lot about parenting. I’d look at tantruming toddlers in grocery stores and scoff to my husband, “how can they LET their child scream like that? In public?” Now that I have kids, I don’t even notice when other people’s kids are ripping ears of corn off the produce section display like feral raccoons. I’m thankful it’s not my kids and I’m also in solidarity that it could be/has been/will...

72

How My $279 Amazon Mattress Is Holding Up After Seven Years

Oh yes, it’s Internet Mattress time. I bought this king-sized mattress from Amazon for $279 back in September 2012 and on this, the month of its seventh anniversary, I bring you a progress report. In summary: Internet Mattress is still going strong I would buy it again, which means I recommend it It’s still under $300 (currently $289 for the king size) Before buying this thing, I assumed that mattresses are expensive. That there’s no...

69

This Month On The Homestead: Vegetables, Turkeys, a Ground Hog, and Tractor Maintenance

August 2019 This series has been on hiatus the last few months because I’ve struggled with what to write. I am not a real homesteader. At least, not in the sense that folks expect when they hear the word “homesteader.” It evokes an antebellum existence of no electricity or running water, of growing and raising all of one’s food, of an internet-less, canning jar-laden life. I want to tell you about our month on our homestead,...

91

Reader Suggestions On How To Fight the Pink Tax from Birth Control to Bras

Oh yes, we’re going there today. The “pink tax” refers to the fact that women often pay more for goods and services marketed to them. A 2018 study found that, “…women pay as much as 13 percent more for some categories of products (source: NPR).” Not cool, ladies, not cool at all. This insidious increase in price has been documented in everything from women’s razors to women’s clothing. In some instances, we can just buy...

54

Property Tax And Other August 2019 Expenditures

August 2019 Every August, the tax gender neutral person cometh. We paid our annual property tax bill in full last month, which accounts for $8,634.29 of our August spending. This covers our 66 acre property, including the house and barn. And I have to say, while it’s a lot of money, it’s money I’m happy to spend because property taxes fund crucial public services such as schools. Vermont has high taxes, a fact many folks pointed out when...

127

Reader Case Study: A Baby, A Freelancer, And A Marketing Manager

Mary and John live in a coastal town in northern Massachusetts with their one-year-old daughter. Mary wants a more flexible career that would allow her to spend more time with their daughter. John recently transitioned to freelancing and the couple is trying to figure out how to account for his variable income. Additionally, they’d love to get out of the one-bedroom apartment they rent and into their own home. Read my disclosures here. Case Studies are financial...